Virgil and his wife Mireya live in Pineville, MO, near Joplin. Virgil worked 45 years as a heavy machinery mechanic. Unfortunately, he was infected with cellulitis, which caused his legs to swell severely. Virgil had to be treated in the hospital for weeks. Eventually, he and his wife were unable to pay their COBRA insurance premiums of $980 per month. They went to healthcare.gov and found a navigator who met with them in person and helped them in the process. Virgil says, “Once we found the right person (navigator), it was a piece of cake.” As a result, they were able to get an affordable Silver plan from Coventry through the Health Insurance Marketplace.