Tim is 34 years old and lives in St. Charles County. He suffered a spinal cord injury in 2004 and became completely disabled, unable to work or manage to take care of his daily needs. Luckily, since he is classified as disabled, Tim is able to have primary insurance coverage through his father’s union plan. Though Tim’s major health needs are covered, he cannot live independently and needs daily help to get up in the morning and perform day-to-day tasks.
As a disabled individual, Tim is eligible for Medicaid’s Consumer Directed Services. CDS provides an in-home worker to help Tim live independently which allows his parents to continue to work instead of shifting their lives to take care of him. “Without CDS funding, I would be in a nursing home, away from my family.” Tim is the father of a beautiful 10-month-old baby, works part-time from home, and is an active part of the local disabled advocacy community. Without Medicaid coverage, he would not be able to afford in-home care. Tim says Medicaid gives him the help he needs to give back to society, pay his taxes, and be an active member of his community. “I’m trying to be a productive member of society and cannot do that without the help Medicaid and CDS give me.”