Sara is a 23-year-old part-time student, a full-time caregiver for her disabled father, and works part-time. Though she was previously covered by her mother’s insurance plan, she lost coverage when her mother changed jobs. She has chronic pain which has required multiple diagnostic surgeries. Half of her paycheck goes to paying off her medical bills, which she pays out of pocket.
Sara makes too much to qualify for Medicaid, but not enough to be eligible for subsidies through the Federal Marketplace. She falls into the Medicaid gap. Though she still doesn’t have a diagnosis for her chronic pain, she hesitates to get further care, because she can’t afford to accumulate more medical bills. Sara has fallen through the cracks, living with constant anxiety that her chronic pain doesn’t get worse.
“I don’t think it’s fair. Things add up until you’re pushed into this place.”