Marilyn is a 64-year-old woman in Kansas City. Marilyn works part-time for a small business and also part-time as an actress. Prior to the Affordable Care Act, Marilyn purchased her own insurance while she could afford it. However, she had to go without health insurance for a year because the premiums were too expensive. As a result of subsidies through the Marketplace, Marilyn can now afford quality health insurance. Without the newly purchased insurance plan, Marilyn would not be able to afford her medications, and would thus see a drastic reduction in her quality of life.