Laura is 43 years old and lives in Franklin County. She works part-time at a nursing home and is a full-time caregiver to her son who has severe ADHD and Asperger’s. Laura received Medicaid when she was pregnant, but lost coverage because she was no longer eligible after her son was born. She does not qualify for subsidies through the Marketplace, is not eligible for Medicaid, and cannot afford insurance through her employer. Laura fell in her kitchen two years ago and fractured her leg and ankle. Doctors recommended surgery to put plates and screws in her leg and ankle, but Laura could not afford it. Instead, she opted for the cheaper option and put her leg in a cast. It was not able to properly heal, and she still experiences pain in her leg two years after her fall. She works part-time and spends the rest of her time caring for her son. Laura cannot afford to pay off her medical bills, has significant debt, and her credit has been dramatically affected.
“It’s frustrating. I fall in the gap and can’t get any help. There’s nothing I can do about it.”