K.C. is 56 and lives with her husband in Howell County, in South Central Missouri. They purchased insurance through the Marketplace both last year and this year. In the private market, their health insurance premiums would have cost over $1,300 a month. Now their premium totals $60 a month through the Marketplace. Because they have lower cost health insurance through the Marketplace, K.C. and her husband are now able to contribute to their savings, in order to help their two children with college tuition in a few years.