Chelsea is 27 years old and a recent law school graduate. While she was in law school, she lost the insurance coverage she had through her parents when she turned 26. Chelsea’s previous insurance coverage did not cover medical treatment outside of Indiana, so she had to travel 200 miles to get health care. She says, “The fact that my coverage did not extend past Indiana while I have been in law school has been extremely complicated.”
Even when she could take time off from school and work to travel back to Indiana, the treatment for her preexisting conditions wasn’t always covered. Chelsea was able to find affordable coverage in the Marketplace that allows her to get treatment in Missouri, Indiana, and anywhere else in Anthem Blue Cross/Blue Shield’s network. Her preexisting conditions are covered and the deductible is low enough that she can meet it on her own.